Investment Solutions
Through partnership with financial advisers, we offer a range of Risk Rated Model Portfolios. The portfolios have been built around a single core investor proposition: to preserve the real value of their assets over time and replicate selective asset performance at low cost.
Our Model Portfolios have been awarded the highest 5 Star Risk Rating by Defaqto. In addition, the portfolios are available on a wide range of platforms including Standard Life, Fidelity Funds Network Fundment, Aviva, Aegon, Zurich, Transact and Embark.
OUR PROPOSITION
Asset Allocation
INVESTMENT PROCESS
1. Understanding Risk Needs
Alpha Beta understands that clients vary in their risk needs and so offers portfolios that can give choice across the risk spectrum.
2. Investment Policy
Alpha Beta’s portfolios are aligned to a client’s appropriate risk profile. The portfolio’s risk rating is subject to ongoing management and review, to ensure that the portfolios remain within their risk parameters.
3. Dynamic Asset Allocation
We deploy a dynamic asset allocation strategy that factors in future perspectives. Our view formation process considers macro, fundamental, technical and geopolitical factors, while our risk-first approach prioritises optimisation, views and volatility - utilising the Black-Litterman Model. All these views and factors are discussed and reviewed at the Investment Committee (IC) meeting, which is held quarterly, and any asset allocation changes are agreed upon by the IC.
4. Security Selection
We meticulously compile our ‘Buy List’ from an extensive asset universe, encompassing diverse investment options including active funds, indexed funds and alternative investments. These funds are all aligned with specific risk criteria set out by our models.
5. The Advisor Centre
Alpha Beta Partners collaborates with The Adviser Centre to benefit from their qualitative and quantitative research and engagement with active fund managers for the structuring of our Blended portfolios.
6. Performance Evaluation and Rebalancing
We continually evaluate our models against their objectives and periodically rebalance to ensure that the model remains in line with its asset allocations and risk parameters, with the ultimate aim of providing consistent portfolio growth.
Dynamic Asset Allocation
At Alpha Beta Partners, our asset allocation views are forward-looking, thus differentiating us to the majority of our competition. We deploy sound judgment built up over many years of investment management experience and leverage the latest financial technology to assist our implementation techniques within a proprietary "Risk First" framework.
OUR INVESTMENT PHILOSOPHY
Our starting point is to understand the key drivers of economic growth around the world and to project a forward view, rather than simply looking backward to the past. Our approach encompasses active, rigorous asset allocation and stock selection which will adapt to market conditions over time. Our portfolios are monitored consistently to ensure their performance meets our expectations and that risks are understood and well managed.
Our investment policy is led by the following principles:
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A diversified approach to asset allocation and a focus upon liquidity.
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Thorough research leading to the identification of predominantly passive investment strategies but also, on occasion, blended with managed active funds which can provide added value.
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Dynamic Asset Allocation and a truly global approach to investment.
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‘Risk First’ approach to identify and help avoid the impact of market downturns and to consistently align with a clients’ stated risk appetite.
Our investment process makes use of internal and external research provided by experts to form our investment views. The Investment Committee which meets regularly comprises professionals with over 100 years of combined industry experience.
Our innovative approach adopts institutional techniques coupled with a robust risk management process.
We offer two different types of wealth accumulation portfolios; income portfolios and a decumulation strategy in our Lifetime portfolio:
Core Range
The portfolios aim to provide capital growth over the medium to long term, keeping within the prescribed volatility limits whilst investing in low cost ETFs or Index funds, physically invested and with a low tracking error.
Core Plus Range
The portfolios aim to provide capital growth over the medium to long term, keeping within the prescribed volatility limits whilst investing in low cost ETFs or Index funds for the core and active funds for the satellite positions.
Defensive Income Portfolio
The portfolio is a modern diversified portfolio created to offer low risk and an attractive running yield designed to offer an alternative to platform cash accounts, diversified across a portfolio of larger and fully liquid underlying collective investment schemes. The AB Defensive Income portfolio can be considered cautious, targeting a return above deposit rates whilst aiming to preserve capital.
Balanced Income Portfolio
The portfolio's investment objective is to achieve a combination of moderate-income yield and capital appreciation by deploying a globally focused multi-asset strategy. The portfolio will gain this exposure through collective investment schemes and ETF's where required.
Lifetime Portfolio
As the “Baby Boomer” generation begins to retire, the number of clients moving into Drawdown and retirement will expand exponentially. The portfolio and it’s investment approach focuses on sequence risk mitigation and provision of smooth returns from a globally diversified multi-asset portfolio.
Ethical, Socially Responsible [SRI] and Sustainable Portfolios
We offer a comprehensive choice of specialist portfolios designed to meet the needs of investors seeking either a more principled driven ethical investment policy, or a more progressive solution focused sustainable investment policy. Our dedicated investment team offers a nearly 30-year track record and our proprietary sustainability matrix offers a clear insight into our portfolio selection criteria.